View your borrowing capacity and estimated home loan repayments Apply for an HSBC Personal Loan to get an instant decision and funds transferred the same day. We recognise the financial impact coronavirus is having and we’re doing everything we can to help. When you apply for a mortgage, lenders calculate how much they’ll lend based on both your income and your outgoings – so the more you’re committed to spend each month, the less you can borrow. (If you are an existing customer, you can apply once your mortgage has been open for 6 months) Compare our mortgage products; our Home Loans are available to both existing customers and new customers to HSBC.

Launch the calculator . Loans above $30,000 require a U.S. HSBC Advance and Premier banking relationship. Loan to value of . If you borrow more than 85% of your property value or the purchase price, the maximum amount you can borrow would be lower. Speak to a mortgage specialist at … Find out how much you can borrow with our loan calculator. We use cookies to give you the best possible experience on our website. A maximum of 2 applicants can apply for a new HSBC mortgage. Bankrate.com provides a FREE mortgage qualifier calculator and other mortgage qualifier calculators to help consumers figure out how much money they can borrow. The calculator is designed to give you an accurate projection of the amount we may be able to lend to your customer. Find out how much your customer may be able to borrow with this quick and easy-to-use calculator. Just launch the calculator tool, fill in the required fields and click 'Calculate' to get your results. Have a question? Estimate how much you can borrow for your home loan using our borrowing power calculator. Coronavirus Close. Borrow more (existing customer) - this is where you hold an HSBC mortgage and want to borrow more funds against the property. We're here to help. For first time buyers we could offer mortgages up to 90% LTV - this means that you may only need to contribute a minimum 10% deposit. This calculator allows you to compare our mortgage options to help you decide which one may be right for you. The size of your deposit can also affect your mortgage interest rate and how much you pay each month – a larger deposit usually means better rates and smaller monthly payments. How can you get a bigger mortgage? All applications are subject to status and our lending criteria. This link will open in a new window. The applicable interest rate is subject to … Calculate roughly how much you could afford to borrow to buy a property for your personal use based on your income. When you apply for a mortgage, lenders calculate how much they’ll lend based on both your income and your outgoings – so the more you’re committed to spend each month, the less you can borrow. How much can I borrow? Borrow funds (has no mortgage) - this is where you own a property outright and want to borrow funds against it. How much can I borrow? Get a rough idea of how much you could borrow for a residential mortgage based on your personal circumstances. Calculate how much I can borrow ? HSBC New Zealand can lend you up to 90% of the value of the property if you meet our home lending criteria.

We understand that funding may still be tough and we remain committed in helping you through these challenging times. Compare our mortgage rates; Can I get a mortgage? Use our interactive tool to see how much you could borrow with HSBC. More finance and borrowing solutions. This means that the amount we will lend you will depend on your individual circumstances, the type of property and the amount you borrow. Unsure how much you can borrow for a mortgage? 1 Personal loan products are offered in the U.S. by HSBC Bank USA, N.A and are subject to credit approval. Try our tools to know how much you can borrow. Calculate how much you can borrow for a mortgage with the HSBC Canada mortgage borrowing calculator. Questions about how the coronavirus is affecting your finances or our services?